Fla. Wedding Design Co.’s Virus Coverage Loss Upheld

By Riley Murdock (August 3, 2022, 5:38 PM EDT) — A Florida appeals court rejected a bid from a South Asian-wedding design business for COVID-19 pandemic coverage from Lloyd’s underwriters, finding Wednesday the company couldn’t show any physical loss or damage to its property.

In a recent decision on another suit against Lloyd’s, the court found that a nearly identical policy to Homestead, Florida-based Suhaag Garden Inc.’s suit did not cover any business income losses that didn’t stem from a direct physical loss or damage to property, according to the panel’s order.

In that case, Commodore Inc. v. Certain Underwriters at Lloyd’s London et al., the court held in May that…

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